Are You Credit Challenged?

No problem! We are here to help!

Get Pre-Qualified

*First Name

*Last Name

*Email

*Phone

*Date of Birth

Desired Vehicle Style

No Credit, Bad Credit, No Money Down, No Problem!

Our financing department has helped many of our customers over the years, including customers who didn't think there was any way they could get a car loan with bad credit. Whether you have damaged credit, no credit, declared bankruptcy or have other harmful credit circumstances, we welcome the chance to show you that we can help you get the credit you need.

Don't have any money down? Believe it or not, that isn't always a problem. We're often able to help those with poor credit and no money down to get a quality car or truck.

Get Pre-Approved

A Little Knowledge Can Make A Big Difference.

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool and remember, we are ready to approve you regardless of your credit score or history.

Factors Effecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

What you need to bring with you

Valid Driver's License

Proof of Insurance

Proof of Income

Proof of Residence

Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

How We Can Help with Bad Credit!

At Gary Yeomans Honda, we go the extra mile to get you the car you need, and the chance to rebuild your credit. We'll get you behind the wheel of a quality new Honda or pre-owned vehicle at the lowest possible interest rate for your situation

Don't go to one of those buy here/die here car lots. You'll end up paying way too much for a car that may not even make it to the end of your payments. Worse, those types of car lots often fail to report your payments to the credit agencies, meaning that your credit score won't even improve.

Learn More

Credit Score Range

Excellent

750 & Above

Good

700 - 749

Fair

650 - 699

Poor

550 - 649

Bad

550 - Below

Gary Yeomans Honda Credit Financing Specialist

At Gary Yeomans Honda, we have established relationships with the best in the auto financing business, including a variety of lenders who handle no credit and bad credit auto loans. We know how to shop the lenders to get you the best loan available and we're willing to go to bat for you to help you get the credit you need to put yourself behind the wheel of a quality vehicle.

Get Pre-Approved